Ingogo: yet another mobile payment option

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Ingogo: yet another mobile payment option

Taxi booking and payments operator ingogo is diversifying into general mobile payments.

If you sell at markets, run a food truck or provide in-home services, there's a lot to be said for accepting card payments. It can help improve sales ("I'd rather have pulled pork for lunch, but the noodle truck takes cards") or improve cash flow by processing the payment on the spot.

Last October, ingogo announced plans to offer a mobile payments service for small businesses.

Originally tipped for introduction in early 2015, the beta test period took rather longer than expected but ingogo's Pay Right Away service is now live, the company announced late last week.

To use Pay Right Away, businesses must pay $149 upfront for a compact card reader that supports contactless, chip and PIN, and mag-stripe cards. It is used in conjunction with an app running on iOS or Android phones.

After that, the only charge is a 1.95 percent service fee on each transaction. Unlike some payments services, there is no monthly fee.

Ray Right Away is integrated with the Xero cloud accounting system to minimise the administrative effort required.


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