Melbourne startup Gobbill aims to make paying bills simpler and safer for consumers and small businesses.
“We decided to create Gobbill because we were finding it increasingly time-consuming to manage bill payments. We decided there had to be a better way to manage bills and still be in control of our payments,” said co-founder Shendon Ewans.
The way the service works is that users simply forward their email bills to their @gobbill.com email address. Gobbill then automates the process through to payment by debit or credit card, helping to ensure users receive their pay on-time discounts, avoid late fees and protect their credit scores.
Gobbill also guards against bill scams by checking for fraudulent and suspicious bills.
According to the ACCC’s figures for 2015 (the most recent available), Australians lost an estimated $229 million to scams of all types. Of the $85 million reported to the ACCC, $616,239 (0.725 percent) was lost to false billing scams, including $232,850 lost by small businesses. So, if the proportion applies, reported and unreported losses to billing scams would be around $1.7 million.
Billing scams include requests for payment for goods or services that have not been ordered (some favourites include advertising or directory entries, and also unscrupulous ‘renewal’ notices for domain names), or invoices purportedly from gas and electricity suppliers but with payment details that route the money to the scammers.